This paper explores different explanations for the continuing presence of a large share of middle-class households in disadvantaged neighbourhoods in the Netherlands, a seeming anomaly to middle-class residential practices of disaffiliation and elective belonging identified in the research literature. In-depth interviews with middle-class residents in urban restructuring neighbourhoods in Amsterdam and The Hague provide insight into the way in which these residents make sense of and engage with their residential surroundings. The study found that respondents downplay neighbourhood problems and validate living in an urban restructuring area through a value-for-money discourse. At the same time, they display subtle ways of disaffiliating from the neighbourhood through both discursive and socio-spatial practices in everyday life.