The present work examines whether people assume that those who have faced hardship feel less pain than those who have not, and whether this belief contributes to the perception that Blacks feel less pain than Whites. In Experiments 1 and 2, participants received information about a Black and/or White target person’s life hardship and then rated the target person’s pain. Participants reported that the target individual would feel less pain if s/he had experienced greater hardship. Importantly, racial bias emerged but only when hardship information was consistent with expectations about race and life hardship; that is, participants reported that the Black (vs. White) target individual would feel less pain only if s/he had experienced greater hardship. In Experiment 3, participants read that hardship either toughens or weakens the body, and then rated a Black or White target person’s pain. Racial bias emerged but only when supported by lay beliefs. Specifically, participants reported that the Black (vs. White) target individual would feel less pain but only if they endorsed the belief that hardship leads to toughness. Taken together, these findings suggest that perceptions of hardship shape perceptions of pain and contribute to racial bias in pain perception. These findings also suggest that eliminating this racial bias will require challenging lay beliefs; it will require the recognition that people who have faced great hardship feel just as much, if not more, pain.