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Generation Z’s Challenges to Financial Independence: Adolescents’ and Early Emerging Adults’ Perspectives on Their Financial Futures

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Journal of Adolescent Research

Published online on

Abstract

Journal of Adolescent Research, Volume 41, Issue 3, Page 639-672, May 2026.
This research examines how shared generational challenges, such as the COVID-19 pandemic, shape Generation Z’s perceptions of their financial futures in the United States. We were particularly attentive to young people’sfuture orientation—an individual’s ...